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100 % mortgages
Million pounds
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100% mortgages
We can help you find the funding to buy a property in England, Scotland or Wales. Whether you are a first time buyer, already own your own home or are a property investor, the expert brokers we use have access to virtually every type of 100% mortgage or remortgage on the market.
Even if you have considered purchasing your own house and shied away from the idea because of not having the capital
for a deposit help is on hand.
Whether your in full time employment, are self
employed and are in need of a self certification or non status mortgage, or you suffer from a bad credit history, the lenders we use are able to tailor a package to suit your needs and budget. 100% mortgages can be obtained for just about any UK resident, no matter what their circumstance, even if you have been refused elsewhere.
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100% mortgages
If you would like to see just what can be offered to in the way of a 100% mortgage, all you have to do is to simply use the application form opposite and one of our highly skilled advisors will receive your enquiry and start to work on a package that is catered to your individual needs. All the hard work is done for you, you just sit back and wait for an experienced mortgage advisor to contact you at a time you specify to see how to move forward on any of the 100% mortgages that may
be available to you.
We can help any circumstances, the self employed, no proof of income, non status, self cert, bad credit, buy to let, shared ownership and commercial 100% mortgages, to name just a few. Our mortgage brokers are very adept in finding the perfect mortgage repayment plan to suit you unique needs. Fill out the application opposite for a decision in principle with a couple of hours.
100 percent mortgages are now back on the market for 2012 especially designed at first time buyers. However, there are stringent borrowing criteria which could mean bad credit applicants may not get any join. Firstly, a parent, guardian or family member must be willing to act as a guarantor. No deposit is required. That means securing property funding without having to find the astronomical amounts of money that has been demanded by mortgage providers since the credit crunch hit the world back in 2007. A charge will be put on the guarantors property equivalent to 25 percent of the home that is going to purchased value. These types of mortgages can be obtained through Aldermore, who supply many financial brokers and institutes with the product and direct from the Marsden building society, based in Lancashire and Tipton and Coseley
100 percent mortgages
There have been several interest rate rises in 2007, all designed to try and keep inflation low. The latest rise at the start of July 2007 saw interest rise to 5.75%, which is the highest that the bank of England has had interest rates since roughly 2001. It is also predicted that interest will rise to 6% before the end of the year 2007.
The recent interest rates has seen 100 percent mortgage repayments increase too. On a 100 per cent mortgage of £100,000, repayments have risen
by around £64.00 per month since the bank of England started tightening up in monetary lending back in August 2006. The Halifax bank and property agent have quoted figures of a 10% increase in property inflation for June 2007, so this increase is in-line with to try and keep the property value growth down. It did lower in over the past two months of May and June, by 0.4% and 0.5% respectively.
Please be advised that industry analysts are expecting rates to hit 6% before the end of the year, meaning
higher interest rate charges on all mortgages not 100 percent mortgages. Be aware that failure to keep up with your mortgage repayments may ultimately lead in the property you bought with your 100% mortgage being repossessed.
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